{"product_id":"9781503311800","title":"Electronic Fund Transfer Act October 2011","description":"The Electronic Fund Transfer Act (EFTA) (15 USC 1693 et seq.) of 1978 is intended to protect individual consumers engaging in EFTs, which include: transfers through automated teller machines (ATM), point-of-sale (POS) terminals, automated clearinghouse (ACH) systems, telephone bill-payment plans in which periodic or recurring transfers are contemplated, and remote banking programs.","brand":"CreateSpace Publishing","offers":[{"title":"Default Title","offer_id":48534474490097,"sku":"9781503311800","price":13.75,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0674\/5433\/7265\/files\/9781503311800_p0.jpg?v=1786372106","url":"https:\/\/shop.barnesandnoble.com\/products\/9781503311800","provider":"Barnes \u0026 Noble","version":"1.0","type":"link"}